Understand your current coverage
Review existing policies, beneficiaries, coverage amounts, and how long your protection lasts.
LIFE INSURANCE GUIDANCE FOR VETERANS
Helping Veterans Understand Their Life Insurance Options Beyond the VA.
I help veterans and their families understand the coverage they already have, identify potential gaps, and explore private-market life insurance options based on their individual needs.
Independent broker. Multiple insurers. No pressure to replace existing coverage.
YOUR POINT OF CONTACTThaddeus J. StandfieldVeteran Life Insurance Specialist
INDEPENDENT BY DESIGNFOCUSED ON VETERANS & FAMILIESREVIEW FIRST. DECIDE SECOND.
01 / THE APPROACH
Start with the
coverage you
already have.
“
You may already have coverage through the VA, your employer, or another insurance company. My job isn’t automatically to replace it.
My job is to help you understand what you have, what it covers, how long it lasts, and whether there are any gaps.
As an independent broker, I work with multiple insurance companies to compare options based on your individual needs—not a single carrier’s offerings.
Let's talk through your coverage02 / HOW I HELP
Protection is personal.
The guidance should be, too.
Whether you’re reviewing a VA policy or considering protection for your family, we’ll start with the questions that matter to you.
Protect your family and income
Explore protection for a spouse or family, income replacement, and the people who depend on you.
Plan for expenses and obligations
Consider final expenses and burial costs, mortgage protection, outstanding debt, and leaving money behind.
Compare life insurance options
Discuss term life, whole life, final expense, and other permanent life insurance options available to you.
03 / THE COVERAGE REVIEW
A clearer picture.
A better next step.
We’ll look at what you already have and what you want to protect. A review is a conversation—not an application or a commitment to buy insurance.
Request a Coverage ReviewWHAT WE CAN LOOK AT TOGETHER
01
Existing policies and coverage amounts
02
How long your coverage will last
03
Current beneficiaries
04
Final expenses and burial costs
05
Mortgage, debt, and financial obligations
06
Income your family might need to replace
07
Legacy goals and whether additional coverage makes sense
04 / YOUR BROKER
Meet Thaddeus.
Thaddeus J. Standfield
A real person to help you make sense of a consequential decision.
I'm Thaddeus J. Standfield, a licensed independent life insurance broker focused on helping veterans and their families understand their options.
My approach is to listen first, understand the protection you already have, and explain options in plain language. Because I work with multiple insurers, I can compare available coverage rather than being limited to one company. You deserve to understand your choices before making a decision.
States where Thaddeus reports holding licenses: Maryland, Virginia, Pennsylvania, West Virginia, South Carolina, Ohio, New Jersey, Florida, Alabama, Arizona, Nebraska, and Texas. License status and availability should be confirmed before requesting coverage.
LICENSE NUMBER21412198Licensing and availability vary by state.
202-355-558105 / GOOD QUESTIONS
Before you decide,
get answers.
Do I have to replace my existing VA coverage?
No. A review begins with what you already have. Whether different or additional coverage makes sense depends on your needs.
What should I bring to a coverage review?
If available, have your policy information, coverage amount, policy duration, and current beneficiary details. You can still reach out if you're unsure.
Am I applying for insurance by completing the form?
No. The form requests a conversation. It is not an insurance application and does not purchase coverage.
06 / GET IN TOUCH
Let's start with
a conversation.
Tell me a little about what you'd like to review. I'll follow up using the contact information you provide.
This is a request for information, not an insurance application. Please don't include medical records or account numbers.
REQUEST A REVIEW
Tell me how I can help.
Fields marked * are required. Your information will be used to respond to your request.